PANEL MODERATOR

Justin Cater is the founder of Emerald Empire Real Estate and a Panama City Beach native with a deep understanding of the Emerald Coast market. With a background in construction and development, he brings a practical, ground-level perspective to real estate that informs his approach to investment, growth, and market strategy. Known for his straightforward style and competitive drive, Justin has built his business around identifying emerging opportunities across residential, commercial, and investment sectors—particularly as migration continues to reshape areas like Bay County. He leads a growing team of agents while remaining actively engaged in the evolving dynamics of Northwest Florida’s real estate landscape.